2026 Agenda

Cash flow intelligence has moved from pilot to production. This year's summit brings together the lenders, data leaders, and innovators turning real-time financial data into measurable growth, and looks ahead to what agentic AI means for the next chapter of consumer lending.

A clear-eyed look at the forces shaping consumer credit in 2026: rates, employment, delinquency trends, and household balance sheets. What the data actually says about where consumers stand, and how lenders should position for the year ahead.

No two lenders consume data the same way, and as the ecosystem matures, flexibility across access, governance, and infrastructure is becoming the real competitive edge. Leaders from across the stack discuss how to build a data strategy that adapts as fast as the market does.

The next wave of underwriting isn't just about more data. It's about smarter signals from unexpected places. A candid conversation on where third-party and alternative intelligence is headed, and how the sharpest players are turning it into durable advantage.

The promise of cash flow data is sharper separation: finding the creditworthy borrowers the bureau misses and the risk it hides. Veteran risk leaders share hard-won lessons on building, validating, and trusting models that see what traditional data can't.

The everyday wins that add up. Lenders across cards, installment, and originations share concrete proof points, from swap-set analysis to credit line management, on where cash flow data is already delivering lift in production today.

One-time data pulls are giving way to persistent access, and with it a new set of possibilities across the customer lifecycle. Hear how leaders are using always-on financial data to power everything from underwriting to retention, with real results from the field.

Fraud is evolving faster than ever, and cash flow signals are becoming a powerful new line of defense. Experts break down the rising threats, including synthetic identity and first-party fraud, and how real-time financial data helps lenders catch what other tools miss.

AI agents are moving from novelty to infrastructure, and consumer lending is next. A look at how agentic applications will reshape underwriting, servicing, and the customer experience, and what leaders should be building toward right now.

Every leader is now an AI leader, ready or not. A wide-ranging conversation on what it takes to steer an organization through rapid technological change: where to place bets, how to bring teams along, and how to stay grounded when the playbook is being rewritten in real time.