2025 Agenda

Cash flow data is now as reliable as bureau data, and lenders across every segment are leveraging real-time financial insights to unlock growth while managing risk.

Decoding 2025's key economic signals: where we stand in the credit cycle, how consumers are managing credit, and what lenders need to know to grow through uncertainty.

Separating fact from fiction on 1033, consumer permissioning, compliance, and what early data reveals for credit decisioning strategies.

Open banking is evolving into something new, where the real differentiator is insights, not just data access. Learn what this means for your partner strategy.

Persistent data access now enables continuous risk assessment, dynamic credit line management, and proactive service. Leaders discuss building next-gen customer experiences.

Cash flow data offers major uplift but unique modeling challenges. Risk leaders share candid insights on integrating cash flow analytics into existing credit policies.

New data sources are reshaping acquisition, product, and growth strategies. Executives share practical approaches to integration and decision-making when old playbooks fail.

Leaders share proof points from enabling cash flow underwriting at scale, from responsible credit expansion to model reshaping and tangible consumer benefits.

What separates basic data access from bureau-level capability? Explore the technical and operational requirements defining next-gen cash flow infrastructure.

A conversation on consumer credit's changing landscape, exploring data-driven strategies that balance responsible growth with expanded access for previously underserved borrowers.

What drives a fintech to billion-dollar valuation? Bilt's founder shares the playbook behind its meteoric rise, reshaping rewards, partnerships, and take on the vision for consumer lending.