Dave Wasik

Mr. Wasik is a Partner for 2^nd Order Solutions (2OS), a leading credit risk advisory firm. Over his 30 years in financial services, he has developed deep expertise in strategy, credit, operations, and loss forecasting.

As a Partner for 2OS, he has consulted to many lenders in improving their credit practices and capabilities. He has led multiple recent engagements with top 20 banks to significantly improve their Collections efforts and has led more than 50 engagements, spanning the full credit lifecycle.

Prior to joining 2OS, Mr. Wasik was at Capital One, where he led collections and recoveries for Capital One’s card and personal loan business during the Great Recession, led Capital One’s small business card portfolio (#2 VISA/MC issuer), and was one of a handful of senior credit officers.

Mr. Wasik graduated from Duke University and now lives in Richmond, Virginia.