A conversation on consumer credit's changing landscape, exploring data-driven strategies that balance responsible growth with expanded access for previously underserved borrowers.

A conversation on the changing landscape of consumer credit featuring insights from the nation’s largest credit card issuer. As traditional credit assessment reaches its limits, leading organizations are pioneering new approaches that balance responsible growth with expanded access. This session examines how data-driven strategies are enabling lenders to unlock opportunities while maintaining rigorous risk standards—creating pathways to credit for consumers who were previously invisible to the financial system.