Anand Bhushan

Anand Bhushan leads the credit risk function for PayPal's Global Buy Now Pay Later (BNPL) and Installment products, with a mission to deliver sustainable credit solutions across continents. His focus remains on accelerating innovation while driving profitable and sustainable growth. With a career spanning multiple years in the financial sector, Anand's expertise lies in driving profitable growth for lending and payment products.

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During his tenure as Chief Credit Officer at Varo Bank, he led the credit risk, model risk, and enterprise risk analytics functions, shaping the bank's lending strategy and credit policies. His role included chairing the Credit Risk Committee and serving as a voting member of the Asset and Liability Committee. Prior to Varo Bank, Anand developed his leadership expertise at American Express in multiple roles across consumer and small business credit lifecycle. His strategic thinking and analytical rigor have been instrumental in his current leadership role at PayPal, navigating complex landscapes to secure the financial future of products and customers.