Gaurav Goyal

Gaurav is a leader in data-driven decision strategy, with experience across credit risk, fraud analytics, customer management, and operational analytics. His experience spans multiple lending products, including Credit Cards, Personal Lending, and Auto Finance, and he currently leads Strategy & Analytics for Wells Fargo Auto.

An engineer by training, Gaurav is passionate about harnessing advanced analytics, AI, and emerging data sources to create more inclusive and efficient lending experiences. He combines analytical rigor with human-centered design principles to develop solutions that reduce friction, enhance decision making and deliver meaningful value for both consumers and lenders.